Mortgage Quality Control Online   Mortgage Quality Control Outsourcing
QPro is a powerful online application with an intuitive easy to use interface.  Audits are completed quickly and accurately and there is no software to buy.

The most affordable QC Solution in the Industry.

  • Secure Online Internet Application

  • Built by QC Professionals for QC Professionals

  • No Software to Buy, Install or Upgrade

  • Imports Data from your LOS

  • Automated Data Entry

  • Powerful Reporting Tools

  • Multiple Output Formats including PDF & Excel

  • Volume Discounts with QPAKs

   Post Closing Audits that need the requirements of Fannie Mae, Freddie Mac, FHLB, FHA, and VA conducted by an experienced team of underwriting analysts and specialists.

Outsource Loan Evaluation
We review each selected file to ensure conformance to investor requirements, sound underwriting and closing decisions.

  • Fraud Detection

  • Post Closing Quality Control Audits

  • Early Payment Default

  • Consultative Services

  • Quality Control Plan Preparation
 
CSI Quality Control Experts Now Providing
Early Payment Default Investigations (EPD)		   Mortgage Quality Control Plan
Early Payment Default Investigations provide information on origination procedures that assist in determining:
  • The proper steps were taken to eliminate potential fraud in your operation.
  • Deficiencies revealed in verification of source of funds, employment and other procedures.

EPD investigations include a thorough review of the mortgage application, purchase agreement, HUD-1, verification of employment and assets, escrow instruction, consistency of the SSN and signatures, appraisal, occupancy, and chain of title.

CSI will report findings and significance rating with exceptions, false statements, program abuses and/or potential fraud. CSI will include recommended actions to handle any discoveries.

The potential effect to your company is an impact to earnings, repurchases, indemnification and/or legal action. An EPD investigation performed by CSI provides the necessary technical expertise and assessment capability.

  A Mortgage Quality Control Plan will help you meet the requirements of FHA/VA, warehouse lenders and correspondent investors.

Utilizing QPro simplifies and automates many of the items in implementing an effective Mortgage Quality Control Plan.

 


Call for details on how CSI
can help you with your
Mortgage Quality Control Plan!

Toll Free   1-866-294-1985
 
     
Specific areas of a loan audit review include:

  • Evaluate loan for sound underwriting judgment.

  • Credit documents and calculations are reviewed and re-verified to ensure the borrowers have demonstrated the ability and willingness to repay the debt.

  • Appraisals are reviewed to ensure that the subject property represents adequate collateral for the mortgage.

  • Red Flag reviews are conducted on all loans to identify any inconsistencies that may be   indicators of fraud or misrepresentation.

  • Closing documentation is reviewed to confirm conformance with guidelines.

  • Disclosure documents are reviewed to determine compliance.

  • Reporting with Detailed Summaries and Trend Results